Will our life ever be back to normal?

The sinkhole traffic in the neighborhood has died down to an occasional car or two a day. The sinkhole propaganda has slowed to only one in the us mail a day. No more door knockers since the "Naked door approach".  Drastic times need drastic measures.

With all that said, we are as nervous as you can imagine. We walk around with a flashlight or two checking for cracks and things. Several calls to the insurance company and our attorney. What are our options? Not many if you want to know the half of it.

In 2011 the Statute changed. The coverage offered is only Catastrophic, check your policies people. If you were renewed or rewritten 9 times out of 10 you only have catastrophic. If you do have sink hole coverage of the other kind, your deductible is $20,000. This isn't hype. After spending a over two DOZEN of years in insurance defense, I am sort of knowledgeable. Not an expert, but I do have a clue.

In plain language, we do not have coverage unless our house goes into the ground or the County deems it condemned. That takes a special circumstance, such as is the house in the ground, will it fall shortly, are their gaping holes that you can see through and what will happen if you do not fix this.

No one's fault but the fraud people. Take case in point a neighbor of mine who received a notice from their insurance company that they were going to be cancelled for non-renewal. They decided to put in a sinkhole claim for the cracks prior to the cancellation. They came out, did the study and found that she had cracks, but they couldn't 100% rule it a sinkhole or the other way either. She received $75,000 worth of repairs. This is now listed in the public records as a sinkhole, not a person who had settlement cracks for years and now calls foul. How about the inspectors in the past that saw a crack and yep, it's a sinkhole and several millions of dollars are given out to false claims.

In part I am glad they are filed in the court records, I just wished we were told of this prior to buying our house.

Back to what do we do? We don't know. We can't sell I don't think. We can't walk away from the house, we bought in prime time. Where do we go?

Pretty sure the psychological effects and affects are pretty life altering. We aren't living, and that is not right. We just wait and see I suppose. Live with what we have and try and figure out another alternative.

Prayers and more prayers are needed...